Your money stays safe until your order arrives

Bring your buyer or seller from Instagram, WhatsApp, or anywhere. Do your deal on Dealcova using a safe holding account. Your money only moves when the deal is done, every step confirmed, every naira tracked.

Storefront coming soon

30+ traders already on the waitlist

Buying and selling online in Nigeria shouldn't feel like gambling.

If you pay first, the seller can disappear. If they ship first, you can refuse at the door. Someone always loses.

₦ ∞
Value of trades lost to fraud yearly
67%
Nigerians distrust digital payments
20%
COD orders rejected by buyers
0
Platforms that stake the seller too

Other payment apps protect only the buyer. They still leave the seller exposed. A dishonest buyer can receive goods and raise a false dispute with no financial consequence. Dealcova requires both sides to commit money before anything moves.

Honesty is the only rational choice.

Dealcova is built so honest behaviour is always the best strategy for both buyer and seller.

Both buyer and seller have something to lose

Both buyer and seller have something to lose.

Built so nobody can cheat and get away with it

Your money is held by the system, not by us and not by the seller.

Every action is on the record

Every move is logged with a full record of everything that happened.

Works with any Nigerian bank

Powered by Paystack Dedicated Virtual Accounts. Fund your safe holding account with a simple bank transfer from any bank on your phone.

Email alerts for every move

From the moment a deal is created to the moment funds land, you receive email notifications. Nothing happens silently.

Everyone is verified before touching money

Everyone on the platform is verified with their bank details before they can touch money.

Five steps. Full protection.

You don't need to move your business here. Keep selling where you already sell.

  1. Create your free account

    Sign up with your email. Quick one-time identity check using your bank details. It takes 2 minutes.

  2. Bring your buyer or seller

    No need to switch marketplaces. Come with whoever you're trading with from Instagram DMs, WhatsApp, or anywhere else.

  3. Both of you put a small amount in as a commitment

    Buyer and seller each commit a small commitment fee, so neither side can walk away without losing something.

  4. Money is released as each agreed step is completed

    Funds release in agreed steps after proof of dispatch, proof of receipt, or any checkpoint you set. Never all-or-nothing.

  5. Get notified every step

    Email alerts at every state change. You always know exactly where your money and your order stand in real time.

Whether you sell on Instagram, WhatsApp, or Jiji, this is for you.

Fashion & Tailors

Accept deposits safely, source materials with confidence, and release funds in stages as you deliver.

Electronics Sellers

Prove your item is genuine before shipping. No more reversed payments after delivery.

Furniture & Craftspeople

Receive stage payments tied to material sourcing, production, and delivery, not just a promise.

Instagram & WhatsApp Buyers

Never pay into the void again. Your money is held safely and only released when you confirm receipt.

Resellers & Wholesalers

Run bulk transactions with confidence. Multi-stage releases protect both sides of large deals.

Freelancers & Service Providers

Break projects into verifiable agreed steps. Get paid for each stage you complete.

Be first in when we open the doors

We're almost ready. Join the waitlist and you'll be among the first to access the platform, plus early adopter benefits.

30 people already waiting · No spam, ever

Common questions

Dealcova is not a market. You keep selling wherever you sell now. You only use us when you want the payment to be safe.

The commitment fee is a small security deposit, 5% of the transaction value by default. If the transaction completes honestly, both sides get their commitment fee back in full. You only lose it if you cheat or back out without a good reason.

All funds freeze immediately. We keep a full record of everything that happened and review it. The person who was honest receives the funds plus the other side's forfeited commitment fee.

We securely verify your bank details using a reliable and widely adopted payment infrastructure. This allows us to confirm that your name matches your registered account.

Yes, this is exactly who Dealcova was built for. Agreed-step releases mean a tailor or furniture maker can receive funds in stages: after sourcing materials, after production, and after delivery.

We're almost ready. Join the waitlist and you'll be among the first to get access, plus early adopter perks.